1. Introduction
1.1 The terms and conditions set out in this Terms of Use (the “Terms”) govern the access to and use of the online platform operated by us on CapBridge’s mobile application (“Platform”) and the products and/or services provided by CapBridge Pte. Ltd. (“CapBridge”, “we”, “us”, or “our”) via the Platform (collectively, the “Services”).
1.2 The Terms govern all users of the Platform and/or Services (collectively, the “Users” and each a “User”, “you”, “your” or “yours”). The Terms together with the policies, disclaimers, disclosures, terms of services published by CapBridge on https://capbridge.sg (including the Privacy Policy (as defined below), the Terms of Service for Investors, the Terms of Service for Companies / Fundraising Entities, and the Risk Disclosure Statement) and all associated sites linked thereat and application form(s) submitted by you and (collectively, the “Agreement”) shall constitute the legal agreement between us. Your use and access of the Platform shall constitute your acceptance and agreement to be legally bound by the Agreement and that the Agreement shall be enforceable like any written contract signed by you. If you do not agree to the Agreement, please discontinue your access and use of the Platform.
1.3 In particular, please note that in using the Platform, you may be required to provide CapBridge with certain personal data – our use, collection, storage, retention and/or disclosure of such personal data shall be subject to the Personal Data Protection Act 2012 of Singapore and Personal Data Protection Regulations 2014 of Singapore as well as CapBridge’s privacy policy at https://www.capbridge.sg/privacy-policy (the “Privacy Policy”), incorporated herein by reference. Your use of the Platform signifies that you have read, understand and agree to the terms of the Privacy Policy. If you have any questions on the Privacy Policy, please contact our data protection officer at DPO@capbridge.sg. 1.4 CapBridge reserves the right, in its sole and absolute discretion, to amend or vary the Terms any time without prior notice to Users. The amended Terms will be posted on this Platform. Users’ continued use and access of the Platform and/or Services after any such changes constitutes acceptance of the latest Terms. For the avoidance of doubt, references to “Terms” shall include such Terms as amended from time to time by CapBridge and posted on this Platform.
2. Definitions and Interpretation
2.1 Unless inconsistent with the context or stated otherwise, the following words and expressions have the following meanings in these Terms: “Account” means an account registered by a User with CapBridge via the Platform; “Content” means any data, designs, text, software, music, sound, photographs, graphics, video, messages or other materials, including but without limitation to, company logos, trademarks, copyrighted materials and Third Party Materials, displayed, published or made available on or through the Platform; “Intellectual Property Rights” means all intellectual property rights (whether registered or not) including, but not limited to, copyright (including copyright in computer software), patents, logos, trademarks or business names, design rights, database rights, know-how, trade secrets and rights of confidence in connection with the Platform, Services and/or Content; “CapBridge Technology” means CapBridge’ proprietary technology underlying the Platform and/or Services, including internet operations design, content, software tools, hardware designs, algorithms, software (in source and object forms), source codes, user interface designs, architecture, class libraries, objects and documentation (both printed and electronic), know-how, trade secrets and any related intellectual property rights throughout the world (whether owned by CapBridge or its licensors) in connection with the Platform and/or Services, and also including any derivatives, improvements, enhancements or extensions of the technology conceived, reduced to practice, or developed by CapBridge and/or its agents from time to time that are not uniquely applicable to Users or that have general applicability in the art; “Parties” means collectively CapBridge and the relevant User, and a “Party” means any of them; “Third Party Materials” means any website, product, service, information, advertisement or other materials which are not owned or controlled by CapBridge which may be accessible via or through the Platform; “User(s)” refer to users of the Platform and/or Services; and “User’s Content” means any data, designs, text, software, music, sound, photographs, graphics, video, messages or other materials, including but without limitation to, company logos, trademarks and copyrighted materials submitted, displayed, published or made available on or through the Platform by any User.
2.2 In these Terms: (a) references to Clauses are to the clauses herein; (b) the headings are for convenience only and shall not affect the interpretation of the Terms; (c) unless the context otherwise requires or permits, references to the singular number shall include references to the plural number and vice versa; and words denoting any gender shall include all genders; and (d) the expression “person” means any individual, corporation, partnership, association, limited liability company, trust, governmental or quasi-governmental authority or body or other entity or organisation.
3. Users
3.1 Users must be at least 18 years old and able to enter into legally binding contracts to access and use the Platform and/or register an Account. By accessing or using the Platform and/or Services, Users represent and warrant that they are 18 years old or older and have full legal capacity and authority to enter into a binding contract. If a corporate entity (including corporations, limited liability partnerships or partnerships) is accessing or using the Platform and/or Services, the person registering for an Account with CapBridge to use the Services for and on behalf of a corporate entity represents and warrants that he has the requisite power and authority to bind such corporate entity to the Terms and that the Terms constitute legally binding obligations of such corporate entity.
3.2 For know-your-customer, anti-money laundering and/or other compliance purposes, and to the extent permitted by law, we reserve the right, but have no obligation, to (a) request Users to provide a form of personal identification or other such information (for the avoidance of doubt, any personal data provided will be subject to our Privacy Policy), (b) undertake additional steps to verify the identity or background of any User, and/or (c) carry out checks on Users in or against third party databases or other sources.
4. Accounts
4.1 In order to use the Platform and the Services, you will have to register on the Platform and create an Account by providing certain details about yourself, including your name, biometric data derived from facial scans and/or video calls, address, contact details and such other details as may be required (for the avoidance of doubt, any personal data provided will be subject to our Privacy Policy). You confirm and warrant that the information provided by you is complete, accurate and up-to-date. If there are any changes to such information, you undertake to promptly update such information on the Platform via your Account. We reserve the right, in our sole and absolute discretion, to approve or refuse registration of an Account by any person or to suspend or terminate an Account (including any Account which has been inactive for an extended period of time) at any time.
4.2 By registering for an Account: (a) you hereby authorise CapBridge to collect, store, retain, process, use and/or disclose your personal data, including your contact information, provided to CapBridge in accordance with our Privacy Policy; and (b) you hereby expressly agree to receive communications by way of SMS, instant messaging services and/or e-mails from CapBridge and/or other third parties relating to the products and/or services provided through the Platform. You may unsubscribe or opt-out from receiving communications through SMS and e-mail anytime by using the opt-out option provided in such communications or sending us an e-mail to opt-out at DPO@capbridge.sg.
4.3 Users shall be responsible for maintaining the confidentiality of their Accounts, their passwords to access their Accounts, any information contained therein and any and all activities that occur under their Accounts. Users may designate any other individuals to access, use or administer their Accounts for and on their behalf (“Authorised Users”), but Users shall remain fully liable under the Terms for all acts and omissions of their respective Authorised Users, whether or not such Authorised Users have acted in accordance with Users’ instructions. Users agree to (a) immediately notify CapBridge of any unauthorised use of their Accounts, password, or any other breach of security, and (b) ensure that Users or Authorised Users properly exit and log out from their Accounts at the end of each session. CapBridge will not be liable for any loss or damage arising from Users’ failure to comply with this provision. Users may be held liable for any losses incurred by CapBridge caused by or arising from their failure to comply with this provision.
4.4 You agree that we have no responsibility or liability for the deletion or failure to store any data, information or other Content submitted by you to the Platform.
4.5 You may not assign or otherwise transfer your Account to any person without the prior written consent by CapBridge.
5. Services
5.1 The Services provided to you shall be set out in, and governed by, the Agreement.
5.2 CapBridge reserves the right, in its sole and absolute discretion, to amend/revise the product/service offerings available on the Platform, from time to time without prior notice, and CapBridge shall have no liability or responsibility to Users in respect of such amendments or revisions.
6. Access and Use Policy
6.1 Subject to your full compliance with the Terms and upon your registration and creation of an Account, CapBridge grants you a non-exclusive, limited privilege to access and use the Platform. You agree to (a) access and use the Platform solely for legitimate purposes, and (b) transact with CapBridge and/or any other person arising from or in connection with the Platform and/or the Services, in accordance and compliance with the Terms and any applicable law (including any anti-bribery laws). A breach of this provision will result in immediate termination of your Account and access to or use of the Platform and/or Services.
6.2 In accessing and using the Platform and/or Services, you agree to not engage in activities that may adversely affect the features, functions or use of the Platform by CapBridge and/or other Users. In particular, you shall not reverse engineer, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or software obtained from the Platform.
6.3 You shall solely be responsible for maintaining the necessary equipment, internet connections and telecommunication charges that may be required to access, use and transact on the Platform.
7. Updates, Modifications and Availability
7.1 CapBridge reserves the right modify, upgrade, suspend or discontinue (whether temporarily or permanently) any features and functions of the Platform from time to time, and reserve the right to make any upgrades, updates, modifications and changes to the same as it deems fit. Users understand that such upgrades or changes may result in interruption, modification, disruption, failure, delay or discontinuation of the Platform and/or Services or any function or feature thereof.
7.2 Users acknowledge that they access the Platform at their own risk and that CapBridge shall have no liability, responsibility or obligation for any interruption, modification, disruption, failure, delay, suspension or discontinuation in respect of the Platform or any function or feature thereof (including any links to any Third Party Materials) for any reason whatsoever.
8. Intellectual Property Rights
8.1 The Platform, text, graphics, user interfaces, visual interfaces, sounds, artwork, designs, and computer code (and any intellectual property rights relating thereto) on the Platform is owned and/or licensed by CapBridge and the design, structure, selection, coordination, expression, look and feel and arrangement on the Platform is protected by copyright, patent and trademark laws, and various other intellectual property laws.
8.2 The Platform, Content and CapBridge Technology underlying the Platform and Services are the property of CapBridge and/or its licensors, and are protected by copyright and/or other intellectual property rights. Except as expressly authorised by CapBridge, Users agree to not (whether directly or indirectly) modify, adapt, copy, frame, scrape, rent, lease, loan, sell, distribute, publish, upload, display, transmit or create derivative works based on the Platform and/or Content, in whole or in part and in any manner or form. The word “CapBridge” and associated logos are the trademarks, trade names and/or service marks of CapBridge, and Users agree not to display or use in any manner such names and/or marks without CapBridge’ prior written authorisation. In using the Platform, Users shall not (whether directly or indirectly) engage in or use any data mining, robots, scraping or similar data gathering or extraction methods. Users further acknowledge that they have no right to have access to any aspect of the Platform in source-code form, and agree not to copy, modify, adapt, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer any right in CapBridge Technology. Any uses of the Platform and/or Content not expressly permitted herein are prohibited, and any rights thereof not expressly granted herein are reserved by CapBridge.
8.3 By using the Platform and/or Services, Users will not acquire any right, title or interest in or to the Intellectual Property Rights except for the limited right to use the Platform and/or Services granted to Users pursuant to the Terms. All goodwill generated from the use of the Platform, Content and/or Services will inure to CapBridge’ exclusive benefit.
8.4 To the extent where Users provide CapBridge with any suggestions, comments, improvements, ideas or other feedback (“Feedback”), Users hereby assign ownership of all intellectual property rights subsisting in that Feedback to CapBridge and agree that CapBridge can use and share such Feedback for any purpose in its sole and absolute discretion.
8.5 Other company, product, and service names and logos used and displayed via the Platform may be trademarks or service marks of their respective owners who may or may not be endorsed by, or affiliated with, or connected to CapBridge.
9. Third Party Materials
The Platform may contain links to Third Party Materials. References or links to Third Party Materials on the Platform do not constitute any endorsement or recommendation by CapBridge of such Third Party Materials. When Users access Third Party Materials, Users do so entirely at their own risk. Users hereby represent and warrant that they have read and agree to be bound by all applicable policies of any Third Party Materials relating to the use of their services and act in accordance with those policies, in addition to Users’ obligations under the Terms. CapBridge has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any Third Party Materials. In addition, CapBridge will not and cannot monitor, verify, censor or edit the content of any Third Party Materials. Users expressly indemnify fully and hold harmless CapBridge from any and all liability arising from their respective use of any Third Party Materials.
10. Limitation of Liabilities
10.1 You expressly agree that, to the maximum extent permitted by applicable law and unless otherwise expressly specified herein or in the Agreement, the Platform and/or Services are provided by CapBridge on an “as is” and “as available” basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose, unless specifically provided otherwise.
10.2 Without limiting the foregoing, CapBridge makes no guarantee, representation or warranty in any respect that (a) the Platform or Services will meet your requirements or expectations, (b) your use of the Platform or Services will be uninterrupted, timely, free of viruses or other harmful components, secure or error-free, (c) the information and/or results (including the Content) that may be obtained from the use of the Platform or Services will be effective, accurate, complete, error-free or reliable, (d) the use of the Platform or Services is compatible with any hardware or other software or equipment, and/or (e) any errors or defects in the Platform will be corrected. No advice or information, whether oral or written, obtained by you from CapBridge or through use of the Platform shall create or constitute any warranty expressly excluded in the Terms unless otherwise specified.
10.3 CapBridge will not be liable for any loss that you may incur as a consequence of any unauthorized use of your Account or account information in connection with the Platform and/or the Services, whether such unauthorised use was with or without your knowledge/consent.
10.4 While CapBridge has taken reasonable efforts to ensure that all the information on the Platform is correct, CapBridge neither warrants nor makes any representations regarding the quality, correctness, accuracy or completeness of any data, information or service provided pursuant to the Platform. CapBridge shall not be responsible nor liable for the delay or inability to use the Platform or related functionalities, the provision of or failure to provide functionalities, or for any information, software, functionalities and related graphics obtained through the Platform, or otherwise arising out of the use of the Platform, whether based on contract, tort, negligence, strict liability or otherwise.
10.5 Without prejudice and in addition to Clause 7.2, CapBridge shall not be held responsible for non-availability of the Platform during periodic maintenance operations or any unplanned suspension of access to the Platform that may occur due to technical reasons or for any reason beyond our control. You understand and agree that any material or data downloaded or otherwise obtained through the Platform is done entirely at your own discretion and risk, and that you will be solely responsible for any damage to your computer systems or loss of data that results from the download of such material or data.
10.6 You may see advertising material submitted by third parties on the Platform. Each individual advertiser is solely responsible for the content of its advertising material and we accept no responsibility for the content of such advertising material, including, without limitation, any error, omission or inaccuracy therein.
10.7 Subject to the Agreement, in no event shall CapBridge, its shareholders, subsidiaries, officers, directors, employees, consultants, agents and/or successors, be liable to you or any third party for any (a) loss of profits, (b) loss of opportunity, or (c) special, incidental, indirect, consequential or punitive damages whatsoever, arising out of or in connection with your use of or access to the Platform, Services and/or products and service purchased on or through the Platform.
11. Indemnification
Without prejudice to anything contained herein, you hereby fully indemnify, defend and hold harmless CapBridge, its shareholders, subsidiaries, officers, directors, employees, consultants, agents and/or successors promptly upon written demand against any claims, liabilities, losses, damages, costs and/or expenses which any of the indemnified parties may incur or suffer arising from or in connection with (a) your use of the Platform or Services, (b) any misrepresentation with respect to the data or information provided by you, (c) your omission, breach or default of the Terms, and/or (c) the breach of any rights of a third party arising from your act(s) or omission to act(s), including any intellectual property rights.
12. Term and Termination
12.1 These Terms between CapBridge and each User shall take effect upon the earlier of (a) the User’s access and/or commencement of the use of the Platform, (b) registration of an Account, or (c) execution of the Agreement, and will remain in full force and effect for as long as the relevant User continues to access and use the Platform and/or Services. These Terms shall continue to apply until terminated upon the termination of your Account (whether by you or CapBridge). If you object to the Terms or are dissatisfied with the Platform, your only recourse is to close your Account on the Platform and stop accessing or using the Platform or Services.
12.2 CapBridge reserves the right, in its sole and absolute discretion, to suspend, discontinue, terminate or modify access to your Account, with or without notice to you, at any time without incurring any liability of any kind whatsoever to you or any third party for any reason (including and not limited to you having infringed, breached, violated, abused, or unethically manipulated or exploited any term or condition of these Terms or anyway otherwise acted unethically). Notwithstanding anything in this Clause, these Terms will survive indefinitely unless and until CapBridge chooses to terminate them. CapBridge further reserves the right to remove and delete any data in and content of your Account but may preserve your transaction details for purposes of tax, legal or regulatory compliance to the extent permitted under the applicable laws. Any suspected fraudulent, abusive or illegal activity that may be grounds for such suspension, discontinuance, termination or modification may be referred by CapBridge to the appropriate law enforcement authorities.
12.3 You agree that any breach by you of the Terms may cause irreparable harm to CapBridge for which monetary damages would be inadequate, and you consent to CapBridge obtaining any injunctive or equitable relief that it deems necessary or appropriate in such circumstances. Such remedies shall be in addition to any other remedies that CapBridge may be entitled to under these Terms and/or at law or in equity. If CapBridge takes any legal action against you, we will be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action (on a full indemnity basis), in addition to any other relief that may be granted.
12.4 Upon termination of the Terms, the User’s access and right to use the Platform, Services, Account and other rights hereunder shall terminate. Save for any obligations which are expressed to survive, each Party’s further rights and obligations shall cease immediately, provided that such termination shall not affect a Party’s accrued rights and obligations as at the date of such termination.
12.5 Notwithstanding the suspension or termination of your Account, you shall remain liable to fulfil all transactions and pay for such transactions that you have already committed to prior to suspension of termination of your Account subject to the applicable terms and conditions governing such transactions.
13. Report IP Infringement
If you believe the Platform or any products/services offered on or through the Platform violates your intellectual property, please promptly notify CapBridge by emailing us at DPO@capbridge.sg. Such notifications should only be submitted by the owner of the intellectual property or an agent authorized to act on his/her behalf. However, any false claim by you may result in the termination of your access to and use of the Platform or Services. Please provide the following details in the relevant notice: (a) your contact details, such as your address, telephone number, and/or email; (b) identify the intellectual property that is being infringed; (c) identify the infringing item and include sufficient information about where the material is located on the Platform; (d) a statement that the information you provided in your notice is accurate, and that you are the intellectual property owner or an agent authorized to act on behalf of the intellectual property owner whose intellectual property is being infringed; and (e) your physical or electronic signature.
14. Notices
14.1 All notices from CapBridge will be served by email to your registered email address or by general notification on the Platform.
14.2 If you have any questions concerning these Terms or any notice provided to CapBridge pursuant to the Terms should be sent to: DPO@capbridge.sg
15. Miscellaneous
15.1 The Agreement constitutes the entire agreement between the Parties concerning the Platform and/or the Services and supersedes all previous terms and conditions, understanding, representations and warranties relating to the same.
15.2 You shall not assign, transfer, charge or otherwise deal with all or any of your rights and obligations under the Terms nor grant, declare or dispose of any right or interest in it to any third party. CapBridge’ rights and obligations under the Terms may be assigned or transferred by CapBridge to any affiliate or third party without your consent. For the avoidance of doubt, these Terms shall be binding on the legal successors and permitted assigns of each Party.
15.3 Each provision of the Terms is intended to be severable from the others so that if any provision or term hereof is held to be illegal or invalid for any reason whatever, such illegality or invalidity shall not affect the validity of the remaining provisions and terms of the Terms.
15.4 No failure on the part of CapBridge to exercise, and no delay on its part in exercising, any right or remedy under these Terms will operate as a waiver thereof, nor will any single or partial exercise of any right or remedy preclude any other or further exercise thereof or the exercise of any other right or remedy. The rights provided in the Terms are cumulative and not exclusive of any rights or remedies provided by law.
15.5 Save as otherwise specifically provided in the Terms, CapBridge hereunder shall not be liable for any failures or delays in performing its obligations hereunder arising from any Force Majeure Event (defined below), and in the event of any such delay, the time for CapBridge’ performance shall be extended by the same duration as the duration of the period during which the performance is prevented or delayed by the Force Majeure Event. “Force Majeure Event” means any circumstance or event beyond the reasonable control of a Party, including any act of God, outbreak, or epidemic or pandemic of any kind, communicable and virulent disease, strike, flood, fire, embargo, boycott, act of terrorism, insurrection, war and hostilities (whether war be declared or not), invasion, act of foreign enemies, rebellion, revolution, insurrection, usurped power of civil war, explosion, civil disturbance (including riots, commotions or disorder), shortage of gas, fuel or electricity, electrical outage, internet service disruptions, electronic system failure, interruption of transportation, governmental order, unavoidable accident, or shortage of labour or raw materials.
16. Governing Law and Dispute Resolution
Irrespective of the country from which Users access or use the Platform and/or Services, to the extent permitted by any applicable law, the Terms shall be governed and construed in accordance with the laws of Singapore without regard to choice or conflicts of law principles, and Users hereby agree to submit to the non-exclusive jurisdiction of the courts of Singapore to resolve any claims or disputes which may arise in connection with the Terms.
Last Updated: 5 September 2025
